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LoanRolling (Ongoing Application)Pan IndiaRolling basisGovernment Verified (Central)

Mudra Loan

Administering Body: Ministry Of Finance
Official Financial Benefit / Grant CeilingsAudit Status: HIGH_CONFIDENCE
Shishu Category: Up to Rs. 50,000 Kishore Category: Rs. 50,001 to Rs. 5 Lakhs Tarun Category: Rs. 5 Lakhs to Rs. 10 Lakhs Tarun Plus: Loans sanctioned under the PMMY scheme Rs. 10 Lakhs up to Rs. 20 Lakhs (Only for those who have successfully repaid their Tarun category Loans)

Source Trust & Audit Verification

Last Verified: October 2026
Provider ClassificationGovernment Verified (Central)Verified statutory Central Government ministry, department, or national mission.
Lifecycle / Application StatusRolling (Ongoing Application)Open for rolling or active cohort submissions.
Official Portal Linkwww.mudra.org.inDirect institutional portal for submission
Data Completeness Score100% VerifiedCross-referenced against published nodal guidelines

Fee Structure & Cost Transparency

Not Stated by Source

To protect founders from predatory consulting claims, official statutory fees and optional advisory fees are strictly segregated below. Fee information reflects what is published on the official source.

Official Application FeeFee not stated on the official sourceOfficial source does not state an application fee. Verify on the portal.
Official Processing / Participation FeeProcessing fee not stated on the official sourceVerify processing/participation fees on the official portal
StartupLok Discovery Fee₹0 (100% Free)StartupLok does not charge for search, comparison, or checklist generation
Optional Advisory RetainerOptional Advisory Retainer: INR 5,000 + 18% GSTThird-party documentation assistance (Strictly Optional)
Advisory Transparency Notice: Any external consulting or legal retainer fees are completely optional services provided by third-party advisors. You can always apply directly through the official government or institutional portal. Where the official source does not state an application fee, we report “Not Stated” rather than assuming free — always verify on the official portal.

Documented Eligibility Requirements

Official Policy Extract
Anyone with individual docs , MSME Certificate

Target Industry Sectors

Manufacturing

Specific sector scope: Trading Manufacturing Service Sector

StartupLok Independent Analysis & Practical Considerations

Is This Opportunity Right For Your Startup?

Who Is Most Likely To Qualify

Entities with DPIIT incorporation vintage within 5–7 years, clean director CIBIL records, and working prototypes (TRL 4+) addressing documented sectoral priority areas.

Important Compliance Caveats

Institutional grants are milestone-disbursed against audited milestones. Ensure audited financial statements, promoter equity capitalization tables, and utility bills are in order before submitting.

Official Application Portal

Applications must be submitted directly through the designated institutional website:

Open Official Portalhttps://www.mudra.org.in/

Frequently Asked Questions (Mudra Loan)

What is the official funding benefit under Mudra Loan?

Shishu Category: Up to Rs. 50,000 Kishore Category: Rs. 50,001 to Rs. 5 Lakhs Tarun Category: Rs. 5 Lakhs to Rs. 10 Lakhs Tarun Plus: Loans sanctioned under the PMMY scheme Rs. 10 Lakhs up to Rs. 20 Lakhs (Only for those who have successfully repaid their Tarun category Loans)

Who is eligible to apply for Mudra Loan?

Anyone with individual docs , MSME Certificate

What is the current application deadline for Mudra Loan?

The application timeline is recorded as: Rolling basis. Status: ROLLING.

How do I submit an application for Mudra Loan?

Official applications must be filed through: https://www.mudra.org.in/.

Is there an official application fee for Mudra Loan?

No. The official administering body charges ₹0 (Free / No Official Fee) to apply. Direct discovery and official source access on StartupLok is 100% free.

Independent Discovery Platform Disclaimer: StartupLok is an independent information and discovery platform. We are not affiliated with, authorized by, or endorsed by the Government of India or any state government. All program names, department seals, and official portals belong to their respective statutory owners. Users may submit applications directly through official government portals free of charge or standard statutory fees.
Personalized Assistance & Document Prep

Need Help Applying for Mudra Loan?

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Scheme Specifications

Lifecycle Status:Rolling (Ongoing Application)
Source Authority:Government Verified (Central)
Funding Type:Loan
Territory:Pan India
Deadline:Rolling basis
Official Fee:Fee not stated on the official source
Last Verified:October 2026

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