LoanRolling (Ongoing Application)Pan IndiaRolling basisGovernment Verified (Central)

CGSS Scheme

Administering Body: DPIIT

Official Financial Benefit / Grant CeilingsAudit Status: HIGH_CONFIDENCE

1. The maximum amount of debt (fund-based or non-fund-based facilities) eligible for guarantee cover under the Scheme is up to ₹20 crore per borrower. 2. The Trust shall provide guarantee cover, subject to a maximum of Rs. 20 crore per borrower, as per the details given below:  85% of the amount in default for loan amount up to Rs. 10 crore  75% of the amount in default for loan amount exceeding Rs. 10 crore 3. RoI and repayment tenure as per bank norms

Source Trust & Audit Verification

Last Verified: October 2026

Provider ClassificationGovernment Verified (Central)Verified statutory Central Government ministry, department, or national mission.

Lifecycle / Application StatusRolling (Ongoing Application)Open for rolling or active cohort submissions.

Official Portal Linkwww.jansamarth.inDirect institutional portal for submission

Data Completeness Score81% VerifiedCross-referenced against published nodal guidelines

Fee Structure & Cost Transparency

Not Stated by Source

To protect founders from predatory consulting claims, official statutory fees and optional advisory fees are strictly segregated below. Fee information reflects what is published on the official source.

Official Application FeeFee not stated on the official sourceOfficial source does not state an application fee. Verify on the portal.

Official Processing / Participation FeeProcessing fee not stated on the official sourceVerify processing/participation fees on the official portal

StartupLok Discovery Fee₹0 (100% Free)StartupLok does not charge for search, comparison, or checklist generation

Optional Advisory RetainerOptional Advisory Retainer: INR 10,000 + 18% GSTThird-party documentation assistance (Strictly Optional)

Advisory Transparency Notice: Any external consulting or legal retainer fees are completely optional services provided by third-party advisors. You can always apply directly through the official government or institutional portal. Where the official source does not state an application fee, we report “Not Stated” rather than assuming free — always verify on the official portal.

Documented Eligibility Requirements

Official Policy Extract

1. The DPIIT recognizes startup (Reg. Partnership, LLP & Pvt Ltd) as per gazette notification(s) issued from time to time; 2. It is not in default to any lending/investing institution and is not classified as a Non-Performing Asset as per the guidelines of the Reserve Bank of India (RBI)

Target Industry Sectors

All Sectors

Specific sector scope: All Sectors

StartupLok Independent Analysis & Practical Considerations

Is This Opportunity Right For Your Startup?

Who Is Most Likely To Qualify

Entities with DPIIT incorporation vintage within 5–7 years, clean director CIBIL records, and working prototypes (TRL 4+) addressing documented sectoral priority areas.

Important Compliance Caveats

Institutional grants are milestone-disbursed against audited milestones. Ensure audited financial statements, promoter equity capitalization tables, and utility bills are in order before submitting.

Official Application Portal

Applications must be submitted directly through the designated institutional website:

Open Official Portalhttps://www.jansamarth.in/business-loan-startup-scheme

Frequently Asked Questions (CGSS Scheme)

What is the official funding benefit under CGSS Scheme?

Who is eligible to apply for CGSS Scheme?

What is the current application deadline for CGSS Scheme?

The application timeline is recorded as: Rolling basis. Status: ROLLING.

How do I submit an application for CGSS Scheme?

Official applications must be filed through: https://www.jansamarth.in/business-loan-startup-scheme.

Is there an official application fee for CGSS Scheme?

No. The official administering body charges ₹0 (Free / No Official Fee) to apply. Direct discovery and official source access on StartupLok is 100% free.

Independent Discovery Platform Disclaimer: StartupLok is an independent information and discovery platform. We are not affiliated with, authorized by, or endorsed by the Government of India or any state government. All program names, department seals, and official portals belong to their respective statutory owners. Users may submit applications directly through official government portals free of charge or standard statutory fees.

Personalized Assistance & Document Prep

Need Help Applying for CGSS Scheme?

Avoid common application rejection triggers. Check detailed eligibility, prepare institutional compliance documents, and connect with experienced funding facilitators.

Scheme Specifications

Lifecycle Status:Rolling (Ongoing Application)

Source Authority:Government Verified (Central)

Funding Type:Loan

Territory:Pan India

Deadline:Rolling basis

Official Fee:Fee not stated on the official source

Last Verified:October 2026

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